Money

David McWilliams

Money is not value itself but a social contract powered by trust. From barter to coins, paper, banks, and digital wallets, each step made trade easier but still relied on confidence in systems and rules. Banks create credit, governments and central banks guard stability, and crises show how fragile trust can be. Inequality grows when money rewards old wealth more than new effort, while technology brings new forms like crypto and digital currencies. Through it all, the rule stays the same: without trust, money is only paper or numbers.